I had a deal that was literally 48 hours from closing. FORTY-EIGHT HOURS. The buyers had already scheduled their moving truck, the sellers had boxes everywhere, we'd cleared every hurdle imaginable. Then the buyer's lender calls me and casually mentions they ran one final credit check and discovered my buyer had financed a $42,000 truck the weekend before. A TRUCK. I asked him why, and he said—I swear this is real—"Well, I figured since the house was basically done, I'd need something to park in the new driveway." The loan fell apart in under an hour. The sellers threatened to sue everyone including me personally. The buyer genuinely didn't understand why this was a problem because, and I quote, "the payments are only $800 a month." I had to explain to a grown adult that adding $800 in monthly debt obligations three days before closing changes your debt-to-income ratio. He looked at me like I was speaking Mandarin. I didn't drink before that deal. I drink now.