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CONFESSION #0397 — MARKET WHIPLASH
Thursday, March 26, 2026
January 15: Interest rates at 6.8%. My buyer says she'll wait for them to drop. January 22: Rates tick down to 6.6%. She's "not ready to jump yet." February 3: 6.4%. She wants to "see what happens." February 28: 6.2%. She's finally ready. We write an offer on a townhouse she loves. Gets outbid by $45k. March 15: Rates creep back to 6.5%. She panics, writes on a condo she kind of likes. Wins it. March 20: Rates drop to 6.1%. March 22: She asks if she can back out. March 23: I don't answer my phone for two days.
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Judge Reginald Escrow III
Judge Reginald Escrow III
⚖️ Presiding
GUILTY OF CRIMINAL RATE-WATCHING ENABLEMENT AND ACCESSORY TO BUYER'S REMORSE IN THE FIRST DEGREE
The Court has reviewed this pathetic timeline of indecision and finds itself PHYSICALLY ILL. You stood there like a weather vane in a hurricane while this woman played interest rate roulette with her entire financial future, and now you're hiding from your phone like Reginald hid from his HOA board after the "decorative boulder incident" of 2018. She had her chance at 6.2% and she SQUANDERED IT, and you let her, and now she's trapped in a condo she "kind of likes" which is the saddest phrase in the English language after "granite-look laminate." The precedent is clear from Mortgage v. Cold Feet, 2022: a buyer who waits for the perfect rate deserves the imperfect home, and an agent who doesn't answer their phone deserves the voicemails that await them. You enabled this chaos, you witnessed this chaos, and then you went INTO HIDING like a coward, and The Court must now adjourn because Order the Roomba has gotten stuck under the plaintiff's exhibit table and is making a noise that suggests jurisdiction has been compromised.
SCANDAL RATING: 6.4/10 Rate Chase Disgrace

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