The Court has reviewed this testimony and finds itself PHYSICALLY ILL at the mention of a foreclosure comp used in a non-distressed market, a violation so egregious it is cited in the landmark case of Common Sense v. That Guy With The Clipboard, 2019, which established that appraisers who use eight-month-old foreclosure data should be required to disclose this fact while wearing a sign. Twelve hundred dollars for a forty thousand dollar kitchen renovation is not an appraisal, it is a HATE CRIME against marble, and Reginald knows marble because Reginald once spent nine hours selecting a backsplash only to have his then-wife call it clinical, which is neither here nor there but the POINT STANDS. The Court further notes that deferred maintenance based on a driveway crack is the appraisal equivalent of declaring a human being uninhabitable because they have a hangnail, and the lender hiding behind the phrase it is not their policy should be sentenced to explain what their policy actually IS in open court while The Council watches. You took a commission hit to close a deal that was murdered by a crack fillable with an eight dollar tube of hardware store caulk, and for that you are not the criminal here but rather the CORONER. This Court finds you guilty only of caring too much in a system that rewards caring too little, and sentences you to one evening of not checking your email while Reginald goes to lie down because this one got to him.