The Court has reviewed this confession and finds itself PERSONALLY VICTIMIZED by the phrase "I thought we paid that off," which is the real estate equivalent of saying "I thought I turned off the oven" while your kitchen is actively on fire. Let the record show that in Reginald v. His Own 2017 Kitchen Renovation, this Court learned the hard way that thinking you paid the tile guy and actually paying the tile guy are two VASTLY different legal realities, and I still cannot look at subway tile without experiencing what my therapist calls "financial flashbacks." The seller's audacity to blame YOU for her phantom lien is the kind of behavior that makes The Court want to subpoena her pool and cross-examine it about its role in this EIGHTY-NINE THOUSAND DOLLAR ACT OF AQUATIC FRAUD. You stood in your kitchen in your underwear at 6 AM receiving news that would make lesser agents simply walk into the sea, and for that this Court awards you partial clemency, but the fact remains that a buyer walked, a rate lock died, and somewhere a pool sits there being NOT EVEN NICE. The Court hereby sentences the seller to explain the concept of amortization to a jury of title insurance underwriters while you are ordered to never drive past that house again because Reginald can hear your blood pressure rising from here.