The Court has reviewed this seven-day tragedy and finds itself PHYSICALLY ILL at the mathematics involved. You rode the rate roller coaster like it was a kiddie ride at a county fair, counsel, when in fact it was a FINANCIAL WOOD CHIPPER. Sixteen thousand dollars — do you know what Reginald could do with sixteen thousand dollars? Replace the grout in his master bath, for one, and still have enough left over to finally sue his neighbor Gerald for that fence situation. But I digress. You watched this poor woman cry happy tears in your vehicle, YOUR VEHICLE, while the market was actively loading a catapult aimed directly at her debt-to-income ratio. The Court notes with great displeasure that you committed the cardinal sin of urgency-based real estate — you let a rate percentage become a personality, and that personality was a LIAR. She trusted you to read the tea leaves and instead you handed her a Keurig pod and called it prophecy. This Court has seen some things, counsel, but watching a house relist at 399 after your client lost it at 438 is the kind of cosmic joke that makes The Council weep. VERDICT RENDERED, and Reginald needs to go lie down now.