The Court has reviewed this confession and finds itself PHYSICALLY ILL with recognition, which is the worst kind of illness because it cannot be remediated by men in hazmat suits. You stood at the altar of the 2022 market and you SACRIFICED the inspection contingency like it was a minor inconvenience rather than the SINGLE DOCUMENT standing between your clients and a basement that now qualifies as a biological research facility. "Everyone was waiving everything" is not a defense, it is a CONFESSION WITHIN A CONFESSION, and Reginald does not appreciate nested admissions of guilt because they remind him of those Russian dolls his ex-wife kept on the mantle, each one smaller and more disappointing than the last. You drive past the house sometimes and you do not know why, but THE COURT KNOWS WHY, because guilt is a GPS system that only routes you to places you should not go, much like how I once circled a Panera Bread for forty minutes after ruling against my own nephew in a matter I am not permitted to discuss. The fact that rates jumped is not your fault, but the fact that your clients are now underwater on a property that is LITERALLY GROWING NEW LIFE FORMS in the basement is a consequence you must carry like a damp, spore-covered cross. This Court hereby sentences you to stop driving past that house immediately because it is not penance, it is just weird, and also you are OUT OF ORDER.