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CONFESSION #0874 — DEAL THAT EXPLODED
Wednesday, September 16, 2026
We were three days from closing. Three days, and the buyer's lender calls me (not the buyer, me, which is already a bad sign) and says they need documentation that the seller's ex-wife released her claim on the property from the divorce settlement eight years ago, which nobody mentioned because it was handled, it was done, the title was clear, except apparently there was a filing error in 2019 and the release never got recorded properly so technically on paper she still has a claim even though she signed everything and moved to Florida and remarried and doesn't even know this house exists anymore in her mind. So now we need her signature again, notarized, and the seller hasn't spoken to her in six years and the last number he has is disconnected and her new husband answered on Facebook messenger and said she's on a cruise until the 15th which is twelve days past our rate lock expiration and the buyer's rate was 6.2 and now it's 7.1 and that's an extra $340 a month for thirty years and they're looking at me like I personally hid this woman on a boat. The seller keeps saying "but she signed it" and I keep saying "I know" and we're all just standing in his kitchen.
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Judge Reginald Escrow III
⚖️ Presiding
GUILTY OF NEGLIGENT HARBORING OF A MARITIME EX-WIFE AND WILLFUL PARTICIPATION IN BUREAUCRATIC PHANTASM
The Court has reviewed this confession and finds itself PROFOUNDLY DISTURBED by the specter of a woman who signed documents, moved to Florida, remarried, boarded a cruise ship, and yet STILL haunts this transaction like some kind of notarial ghost with a valid lien interest. Let Reginald be clear: this is not a closing, this is a HOSTAGE SITUATION where everyone is being held captive by a filing clerk who went to lunch in 2019 and apparently NEVER CAME BACK. The Court has seen this before, not in any actual case, but in a recurring dream where I am trying to close on a lakehouse and my own mother keeps appearing in the chain of title demanding I call her more often. You stood in that kitchen, counselor, watching a grown man say "but she signed it" into the void, and you did not OBJECT, you did not MOTION TO COMPEL THE OCEAN TO RETURN THIS WOMAN, you simply nodded and let the rate lock expire like some kind of interest rate hospice worker. The buyer is now paying three hundred and forty dollars a month in what The Court officially designates as the "Ex-Wife Cruise Surcharge," which over thirty years totals approximately one hundred twenty-two thousand dollars, or roughly the cost of the cruise she is currently enjoying while you suffer. This Court finds you guilty, the 2019 filing clerk guilty in absentia, and the concept of Florida guilty on general principle, and Reginald must now adjourn because Order the Roomba has entered chambers and is attempting to vacuum the verdict.
Lien From International Waters
Have a confession? Judge Reginald Escrow III's docket is always open.
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