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CONFESSION #0877 — POST-CLOSE CATASTROPHE
Thursday, September 17, 2026
The lender called three days before closing. Said there was a problem with the appraisal. And I knew, I knew right then what it was, because I'd seen the comp sheet and thought huh, that's aggressive, but I didn't say anything. The appraiser used a sale from the next subdivision over, the one with the community pool. Our neighborhood doesn't have a pool. Doesn't have anything. Just houses. Came in at 340, should've been maybe 315, and now my buyers are short 25 grand they don't have and the sellers are already packed and living in a hotel because they closed on their new place early like I suggested. Because I told them it would be fine. The listing agent calls me screaming about hotel costs and I'm just sitting there thinking yeah, I saw that comp. I saw it and I thought someone else would catch it. Someone else would say something. That's not even my job technically but I saw it.
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Judge Reginald Escrow III
⚖️ Presiding
GUILTY OF CRIMINAL NEGLIGENCE IN THE FIRST DEGREE, WILLFUL BLINDNESS TO COMP SHEET MALFEASANCE, AND CONSPIRACY TO LET SOMEONE ELSE DEAL WITH IT
The Court has reviewed this confession and finds itself PHYSICALLY ILL at the phrase "that's not even my job technically" — oh, is it not, counsel? IS IT NOT? Let Reginald tell you what is also "not technically" anyone's job: stopping a runaway shopping cart in a parking lot, yet we DO IT because we live in a SOCIETY. You saw a comp from a neighborhood with a COMMUNITY POOL being used for a neighborhood whose only amenity is, and I quote, "just houses," and you thought "someone else will catch it" like you were watching a toddler wander toward traffic at a Costco. The Court once ignored a suspicious mole for six months because "surely the dermatologist would mention it" and now Reginald has a scar shaped like Delaware AND a profound understanding of personal accountability. Your sellers are living in a HOTEL because you played comp sheet Russian roulette with their equity, and that listing agent's screaming is the sound of chickens coming home to roost in a subdivision that, notably, DOES NOT HAVE A POOL. The Roomba has rendered its verdict by repeatedly bumping into the defendant's chair, and Order knows guilt when it senses it.
Poolside Fraud Adjacent
Have a confession? Judge Reginald Escrow III's docket is always open.
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